Organisation: Credins Bank / Credins Invest (Albania & Kosovo)
Role / Position: Chief Risk Officer (CRO) & Risk Management Consultant
Professional Profile & Expertise:
Senior financial risk expert with more than 15 years of experience in banking and investment funds, specialised in enterprise risk management, credit portfolio risk, market and liquidity risk, and capital adequacy frameworks. Extensive expertise in financial modelling, stress testing, IFRS provisioning, and regulatory compliance (Basel III, ICAAP). Proven ability to design risk strategies, implement risk appetite frameworks and support business planning across financial institutions and private companies. Holds a master’s degree in finance and international training certifications in banking risk management.
Previous Roles & Responsibilities:
- Former Director of Enterprise Risk at Credins Bank, responsible for developing and implementing bank-wide risk strategy, capital adequacy processes and stress-testing methodologies.
- Risk Manager at Credins Invest overseeing pension and investment funds risk exposure and new product development.
- Risk Consultant and CRO in Albania and Kosovo supporting regulatory frameworks, forecasting, budgeting and profitability analysis of portfolios.
- Professional training on risk management and business continuity for financial institutions and microfinance organisations.
